Banking & financial access
Primary accounts, credit cards, loans, investment portals, and the instructions needed to keep money moving without confusion.
Private family continuity platform
Give your spouse peace of mind before they ever need it.
Steward turns the family's scattered documents, household instructions, financial access, trusted contacts, and advisor knowledge into one calm, searchable operating system.
Readiness score
AI document summaries
Threads and attachments
Family Operating Manual
The practical brain for how your family actually runs.
It is not just a binder of forms. It is the place your spouse can find what matters first: who to call, what bills cannot be missed, how to access the right accounts, how the house works, what the pets need, and what to do in an emergency.
Digital access
Password managers, email, devices, cloud storage, phone plans, and two-factor methods that unlock the modern household.
Emergency guidance
Urgent instructions plus the people to call first: family, doctors, neighbors, attorneys, advisors, schools, and trusted helpers.
Pet care
Vets, medications, feeding routines, boarding instructions, emergency animal hospitals, insurance, and care backup plans.
Home operations
Home services, utilities, household bills, vendors, shutoff instructions, recurring payments, and the providers that keep the house running.
Important contacts
Attorneys, accountants, financial advisors, insurance agents, school administrators, family coordinators, and key non-emergency contacts.
Legacy layer
Some things are not instructions. They are what you want remembered.
Steward gives families a private place for letters to a spouse, children, and future generations; values statements; ethical wills; family history; and messages that should stay sealed until the right moment.
Everything connected
Documents, threads, summaries, and search working together.
AI summaries
Every document becomes understandable.
Steward summarizes uploaded documents so a spouse does not have to decode trust language, statements, policies, or legal paperwork from scratch.
Threads
Turn every question into durable family context.
Start a thread on a document, account, entity, bill, or manual item. Steward keeps the conversation, advisor replies, attachments, and final answer attached to the exact record your family will look for later.
One search
Find the answer without knowing where it was filed.
Manual items, financial records, entity documents, AI summaries, threads, and auto-synced attachments become searchable in one place.
One private workspace
Designed around the way family wealth actually operates.
Family Operating Manual
How the family's life runs: bills, utilities, pets, home services, access, contacts, and emergency instructions.
Balance Sheet
What the family owns and owes, organized so a spouse can understand the real picture without chasing statements.
Entities
How wealth is structured: trusts, LLCs, properties, advisors, documents, buckets, permissions, and responsibilities.
Decision history
Preserve the why behind the structure.
Steward helps families track important decisions and connect them to the relevant entity, document, advisor thread, tax designation, or family note. Years later, your spouse or advisor can understand not just what was done, but why it was done that way.
Readiness
Know what is complete, what is missing, and what matters most.
Steward scores the manual proportionally across the sections that apply to your family, so no one is punished for skipping what does not apply. Critical access, emergency instructions, and continuity items carry the right weight.
For trusted advisors
Help clients get organized before the handoff is urgent.
Financial advisors, accountants, and estate attorneys can create a Steward workspace for a client, upload and organize the core documents, start the right threads, and invite the family in when the foundation is ready.
Create an advisor accountSet up the family, entities, access model, and operating manual sections.
Upload statements, estate documents, policies, tax files, and household references.
Bring in the spouse, adult children, trustees, and other advisors with the right permissions.
Built for trust
Share precisely what each person needs, and nothing more.
Steward is designed for owners, spouses, adult children, attorneys, CPAs, trustees, assistants, and household managers who each need different levels of visibility.
Audit trail
Know who did what, and when.
Steward keeps a clear activity history across the workspace, so families and advisors can see uploads, changes, invitations, permission updates, thread activity, and important edits without reconstructing events from email.
Today, 9:42 AM
Michael uploaded umbrella-policy.pdf
Saved to Lake House LLC / Insurance
Yesterday, 4:18 PM
Anna was invited as Spouse Admin
Full household continuity access granted
May 12, 2:07 PM
Emergency guidance was updated
Edited by Michael
For high-stakes families
Planning is not complete until someone else can act.
Steward helps answer the questions that surface when time is short:
- Which accounts matter first?
- Who can help with the house, pets, advisors, and documents?
- What instructions should my spouse follow before calling an attorney?
- Which entities, policies, and records belong together?
Start with clarity
Build the operating layer your family deserves.
Steward gives families a structured way to prepare, communicate, and reduce the burden on the people they love.
Start your family manual